Your property
Checking what the rules allow in your town. This takes a few seconds.
Your property
Checking what the rules allow in your town. This takes a few seconds.
A backyard home (also called an ADU, cottage, or granny flat) is a small, self-contained home on your own lot. In much of New Jersey you can build one for rental income, aging parents, or a grown kid. The question is what your lot allows.
Check your backyard, freeA backyard rental can cover a real slice of your mortgage, often more in strong rental markets.
A low-cost ADU loan covers the build and the rent helps carry the payments. It is a loan on your property, and we show you the full numbers before you commit. You own the home.
Detached, attached, or a garage conversion. There's usually a path if the lot has the room.
Every NJ town sets its own rules, and every lot is different. Instead of guessing, enter your address and we read your town’s zoning against your exact parcel and tell you if a backyard home fits, how big, and what it could earn.
Curious about your town’s rules? Browse ADU rules for every NJ town →